Medicare Advantage

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Medicare Advantage replaces your Original Medicare and is designed to give you more coverage.

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.

Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans.

If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare.

Most Medicare Advantage Plans offer prescription drug coverage, or you can purchase an additional Part D plan.

Informational Video

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Benefits:  The benefit information provided herein is a brief summary, not a comprehensive description of benefits and may contain inaccuracies. For more information contact the plan. Limitations, copayments, and restrictions may apply.
Contact form.  By providing information via our contact form, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about Medicare Advantage Plans.
Agent:  Gardner & Company is a licensed insurance agency authorized to market health plans.  This is a solicitation for insurance.  Please note you have no guarantee issue. Offerings of insurance are made based only on submitted applications.


October 15th through December 7th

You can change your Medicare health insurance plan only during the annual open enrollment period listed above, or if you have a qualifying event.

You can enroll in a new Medicare Advantage plan only if you already have Parts A & B.


When open enrollment is closed, there are special circumstances in which one may qualify to enroll outside of the enrollment period.

-You are turning 65
-You move back to our out of the area
-You lose your current coverage
-Chronic Illness
-You require a SNP (Special Needs Plan)


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